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We'll give you a Helping Hand if there's an accident.

Personal Accident Insurance

Even the smallest accident can cost you dearly. Chubb Personal Accident Cover gives you the financial buffer to leave you free to concentrate on recovery.

Life is uncertain, and we never know what’s around the corner. Our Personal Accident Insurance is designed to let you get on with your life, with the peace of mind that you and your family will have that financial buffer should an accident or injury occur.

Whether you have to adapt your house to meet new physical challenges, or pay parking charges for repeated hospital visits, the cash pay-out from our Personal Accident Cover will give you a helping hand to meet those unexpected bills when you need it most.

How would breaking your leg affect your job? Even minor injuries can have a huge impact

Get an instant quote in a few easy steps.

Fill in our quick and easy online form to choose the perfect cover for you.

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Why choose Chubb?

  • Choice of benefit levels to suit your needs
  • Cover for a wide range of accidents and treatments from dental injury to physiotherapy sessions
  • Once you’re covered, you’re covered – wherever and whenever
  • Simple to set up your policy on-line

Cover From £6.50 a month

Product information

Key Benefits

  • Cash Payment of up to £500,000 in the case of a serious accident
  • Your children covered free of charge
  • Once you’re covered, you’re covered – wherever and whenever


  • I only have 12 months to go before I retire. Can I still join?
  • How do I get a copy of my Helping Hand policy wording?
  • Can I include my partner?
  • What do you mean by 'UK Resident'?

Policy Documents

Personal Accident policy documents can be downloaded below in PDF format.

PDF Policy wording PDF Policy summary

If you have bought Helping Hand Personal Accident Insurance before 04/01/2016 you can download the Policy Summary and Policy Document by clicking on the links below:

Policy wording (old) Policy summary (old)